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Mercado Academy

With Mariana Costa

Money Habits That Stick

Replace money stress with five small routines that run on autopilot.

5 lessons · 32 min

Lesson 1 is open to everyone. Create a free account to watch the rest and save your progress.

Behaviour, not willpower. Learn how habits form and build the five that matter most for your finances.

Lessons

  1. 1

    How money habits form

    Cue, routine, reward, applied to your wallet.

    Free preview
  2. 2

    The 48-hour rule

    A pause that cuts impulse purchases in half.

  3. 3

    Subscriptions audit

    Find and cancel what you no longer use.

  4. 4

    The money date

    A monthly ritual that keeps you in control.

  5. 5

    Making it stick

    Streaks, tracking and what to do when you slip.

What you'll be able to do

  • Spot the triggers behind impulse spending
  • Build a 48-hour rule for purchases
  • Track progress with a one-page habit tracker

Your host

Mariana Costa

Mariana studies behavioural economics and writes about everyday money decisions.